It’s free money. This is something no rational person would refuse.
Is there money you don’t have work for? Is it truly free if you need to work for your money by signing up for an application or completing simple tasks?
It all depends on how you look at it, but there are simple ways to make quick cash with little effort. It takes only a few minutes of your effort.
What is “Free Money?”
There are many definitions of what is considered “free.”
- You don’t have to spend money upfront.
- You did something that you had planned to do.
You don’t have to purchase most of these items to get the reward. Some items do require you to make a purchase.
You may be eligible for a $10 sign up bonus on certain items, but you must make a $25 purchase to qualify. We consider these “free” only if you are going to make a purchase regardless and the cash is an additional bonus.
This will help you to decide which opportunities from this list are most relevant for you.
There is no catch! Get free money
You don’t often find legitimate ways to add money to your bank account without any catch. The first three items on the list are free and easy to use.
Learn more about crypto
Learn about crypto and earn free money with Coinbase. I did this by myself and received about $50 in totally free money within an hour.
The long story is that you’ll download the Coinbase app and then take short (3-minute) lessons about the history of various cryptocurrencies.
To get the money, you don’t have to buy anything.
Each lesson will end with 4-6 questions that you can answer correctly. Then you get rewarded in the currency you have just learned.
After learning about nine currencies on Coinbase, I converted the currencies to USD to cash it out.
It’s that simple.
Coinbase also offers a $10 bonus for users who download the app and verify that they are real. Coinbase is similar to a traditional bank account, in terms of security and complexity. You will need to verify your personal data and pay tax on any earnings.
2. Sell your data
A second free money trick that many people might not be aware of is the possibility to sell your location data for cash.
Do you know how every app that you download on your phone asks permission to use your address?
Now you can get paid for it. You can earn up to $25 per month with Tapestri.
It’s completely passive revenue, as long as there’s no other app following you around. The app is completely anonymous and runs in the background. You can simply set it and forget about it.
The app doesn’t require you to interact with it at all. However, you will receive a monthly cash deposit as long as the app is installed.
3. To see if you are owed any money, check here
Like those class action lawsuit notices that you receive in the mail promising you free money, there is a chance that there are companies out there who owe you a few dollars for any number reasons. Surprised to discover that $48 was owed me by my local power company, Unclaimed Money Search
Although I don’t know why the money was due, I am not able to deny that I received a check for the exact amount. You might not be owed money only. Sometimes unclaimed stocks, bonds or property, including land parcels, can also show up in a search. While you might not be entitled to any of these, it’s worth looking.
Register for an account and get free money
The best cash-back apps pay for all your purchases, online and in-store. You can increase your earnings by answering questions on market research and survey websites about your shopping habits. Many of them offer a sign up bonus for new users.
4. Capital One Shopping
Capital One shopping is an extension and app that search the web for discounts and deals to use on your online purchases.
These offers are automatically applied at checkout and you don’t have to do anything. You can withdraw the money to buy gift cards or other Capital One Shopping products.
You can keep track of items on your Capital One Shopping Watchlist to monitor price changes and notify you when they drop. You can even find out if the price is lower when you shop on Amazon.
Learn more about this extension and how it can help you save money in our capital One Shopping review.
Please note: Capital One Shopping compensates you when you use the provided links to get the Capital One Shopping extension.
5. Fetch Rewards
Fetch rewards offers a free grocery rebate application. You can scan your receipt and earn points for qualifying purchases. You can redeem your points for gift cards to Sephora, Petco and Zappos once you have accumulated 3,000 points.
You can also redeem your points to purchase a gift certificate for one of the charities you choose.
The sign-up bonus is subject to change, but you will usually find a code on their site. Sign up for the app using the current code and you will receive a bonus of between 2,000 and 4,000 points.
Fetch offers a referral program. You and your referral will both receive 2,000 bonus points if they sign up using your link and scan a receipt. You can refer as many people as you like and you can get points from each referral.
Swagbucks, a well-known rewards site, pays users via Swagbucks (or SB), when they complete short online tasks.
Swagbucks can give you rewards when you complete surveys, watch short videos and shop online. You can also use their search engine to explore the internet, make purchases, and earn points. Swagbucks can be exchanged for PayPal cash, gift cards, or vouchers to Amazon, Target and Best Buy.
Although you won’t be making a lot of money with the app you can still earn a few gift certificates each month. You can either use them yourself or you can save your rewards to buy Christmas and birthday gifts.
Swagbucks provides $10 as an incentive to sign up.
To qualify for the bonus you must make a purchase worth $25 or more at one of Swagbucks’ qualified retailers within 30 days after creating your account. Swagbucks can help you save $10 if you have an Amazon account or other partner site.
You can read the complete Swagbucks review for more information about the platform.
Shopkick rewards can be called kicks. You can earn kicks as a Shopkick user by going into stores, scanning bar codes for certain products, shopping online, watching videos, purchasing with a linked credit card, and many other activities.
If you’re already planning to visit Target, you can earn points for not only the items you purchase, but for simply being there and scanning a few items using your phone.
Each 250 kicks you get in your bank is worth $1.
You can redeem your kicks to get gift cards to Amazon and Target, Starbucks, TJ Maxx or Uber.
Get a $5 Freebie if you sign-up with code FreebieBlogger, and do an in-store scan within seven business days of installing the app.
While Ibotta was initially designed to offer cash back for grocery purchases, it now supports more than 300 retailers including grocery stores, pharmacies and clothing brands.
Ibotta users who are new can get a $10 Welcome Bonus if they create an account and redeem offers within seven days.
Log in to Ibotta to view your deals before you shop. There are two main ways you can earn Ibotta rewards once you have selected your deals. Ibotta will deposit your rewards by scanning your receipt or linking a store loyalty card.
No matter which method you use, Ibotta will credit your account within 48 hours. You can convert your rewards balance into gift cards or transfer it via PayPal when your reward balance reaches $20.
Our Ibotta review explains more ways to earn rewards, such as creating a team or completing tasks that give you bonuses, and inviting friends to sign up.
Prodege, LLC, which owns Swagbucks, is also the parent company for MyPoints. Both sites function in the same way.
MyPoints can be used to earn rewards for online shopping, playing games, answering surveys, and reading emails sent by their partners. After you have made $20 worth of qualifying purchases within your first 30 days, you will receive $10 back when you open a MyPoints Account.
Reward points can be used to cash out for travel miles, gift cards, or PayPal cash.
Dosh describes the app on its website as “the easiest money that you’ve ever earned,” and it’s difficult to disagree.
Dosh is a cash-back app that links directly to your debit or credit card, unlike other apps that require you to select your deal before you shop.
You can get up to 10% cashback when you shop at one of their many partner restaurants and retailers.
Refer friends to get $5 off your Dosh account.
Check out our Dosh review for more tips and tricks.
InboxDollars will pay you to take surveys, watch videos, and shop online.
InboxDollars is unique because they offer rewards for just reading their emails. They’ll give you cash every time you verify that you have read an email from them.
InboxDollars offers a $5 sign up bonus to new members. You can create an account and complete the survey to receive $5.
You will need $30 to withdraw your earnings. This shouldn’t be difficult considering all the rewards available.
Investing can earn you money
These investing apps are great for creating additional revenue streams.
Nearly no one has the money to buy a $72,000,000 VanGogh painting in hopes of selling it for $108,000,000 later. However, almost everyone has $20 that they can use to purchase a fraction of the $72,000,000 painting. You can call it a fractional share. This is exactly the type of arrangement Masterworks seeks to offer.
The company buys multimillion-dollar paintings, then registers them with SEC (securities exchange Commission). They then allow you to invest in shares of paintings through their platform. Everybody can enjoy the investment benefits of art without having to spend millions.
They then keep the painting while it appreciates. You get a prorated share from the proceeds once the painting is sold.
Art has historically been a strong asset class. However, the current art market outperforms the S&P 500 returns 164% between 1995-2021. Art can also be a smart way to diversify and reap the rewards of great investment opportunities.
The App is for non-financially savvy investors. The app can be connected to your checking account or credit cards.
Acorns rounds up any transaction made with linked accounts to the nearest dollar, and transfers the change to your Acorns investment fund.
Acorns will give you $10 to get you started once your account has been set up. Acorns will then ask you a few questions to help build your portfolio.
You can read our Acorns review to learn more about how Acorns works and the costs involved.
You’ll get $5 extra when you sign up for Stash , deposit at least $5 to your account and receive $5 in completely free money
Stash investors can purchase and sell fractions in their favorite companies, or invest in themed ETFs in support of a cause or industry that interests them.
There are many options, from blue-chip businesses to cannabis distributors and everything between.
The Stash Learning Center has many articles and guides about how you can invest. The Stash Coach offers fun challenges and games to help you increase your investing knowledge.
You don’t have to invest in person, but there are automatic investing options.
Paid non-client endorsement. Check out Google Play and Apple App Store reviews. View important disclosures. Stash Investments LLC is an SEC-registered investment advisor that offers investment advisory services.
Hands-on investing is a great way learn about the stock market and to take control over your portfolio earnings. High stock prices can be a deterrent to many investors.
stockpile is the solution. Stockpile allows you to buy and sell fractions at a lower price. If a stock has 1,000 shares, you can purchase 0.05 shares at $50. This allows you to buy shares of major companies such as Amazon and Netflix at a lower price.
Stockpile offers mini-lessons that will help you get started or continue building your portfolio. Your Stockpile account includes $0.99 trading fees, zero account minimums and zero management fees. Stockpile currently offers $5 in stock credit when you purchase your first stock, or a $10 egift.
Receive Free Money from Your Banks or Employer
Check your bank accounts when looking for ways to make more money.
16. Savings account with high-interest
Upgrading your savings account is one of the best ways to earn free money. Switching to a high yield online savings account could give you 25+ times the interest you earn if you have a brick-and mortar bank.
Interest rates as low as 0.01% are offered by many brick-and-mortar bank branches. Online banks do not have to maintain physical locations so they can pay customers up to six times the national average interest rate (or more) on regular savings accounts. This can help you add cash to your savings over time. CIT Bank, Discover Bank both offer savings accounts that have rates that beat brick-and-mortar competitors.
17. Bank account bonuses
A lot of banks offer cash bonuses when you open new savings or checking accounts. Banks have different terms. It is likely that you will need to open an account and set up direct deposits. You should also keep the account open for a few more months.
It’s legal money as long as you meet the terms and set up direct deposits.
You should check with your bank frequently as the offers are subject to change. Be sure to carefully read the terms and conditions before you sign up. Remember that your bonus may be subject to taxes. You will need to report it when you file your taxes.
18. Employer-sponsored 401(k)
Sign up for your employer’s 401(k), if it is offered at work, to receive free money. Traditional 401(k), which is tax-free, can be used to help you save for retirement.
You can earn more if your employer offers a match. If you make $2,000 per month and contribute 3% (or $60), your employer may add $60 to your monthly contribution, making it $120.
This is a total of $60 extra towards your retirement.
You should review your company’s policy on how much you must contribute to receive the match, vesting period and match limits. These vary from one company to another.
Get free money for things you already do
You can sign up for an account and take advantage of cash bonuses. There are many other ways to get money for everyday activities such as shopping, exercising, or sharing your favorite products and recipes with friends and family.
19. Reward cards
A rewards debit card or cashback credit cards are another way to earn cash back on purchases. You might be eligible for rebates on certain purchases, such as groceries or clothing. Or you could accumulate points that you can use to cash in for gift cards or travel.
You might be eligible for a statement credit if your spend a certain amount within a set time frame.
You should always read the terms and conditions of any rewards card. Also, be sure to check the interest rate.
Similar to Fetch NCPMobile shopping rewards is an app for grocery that allows you to share data about your purchases with market research companies. It’s simple: the more information they have about the products that are most popular at local grocery stores, the easier it will be for them to target advertising campaigns towards other customers.
You can also earn extra rewards for answering surveys about your shopping experience. You can also be a panel member and receive entry to sweepstakes prizes worth up to $10,000 each week, monthly, or yearly.
Nielsen, the TV ratings company will pay $50 per year for you to keep their app on any of your devices, whether it’s a smartphone, tablet or laptop. For a chance at winning even more prizes, you’ll be entered in the Nielsen sweepstakes.
To learn more about consumer trends, the app collects anonymous statistics about your internet use.
It might analyze your search habits to see if you enjoy reading about sports and buying online for Pittsburgh Penguins gear. Companies can better understand their customers by analyzing real-life examples.
All data collected by Nielsen is anonymous, so there’s no need to worry about your personal data being tied to you. The app is very small and shouldn’t slow down your tablet or phone.
Rakuten has been one of the most popular and well-known cash-back sites. Rakuten, like other cash-back websites, offers new users a free gift.
You’ll get a $10 bonus when you open a Rakuten account. This is after you have spent $25 on the site. This is easy because Rakuten gives cash back to over 2,500 retailers.
Installing the Google Chrome browser extensions is another great way to earn Rakuten points. The extension alerts you whenever you shop at Rakuten partner retailers about cashback offers or deals. Click the alert to continue shopping.
Your Rakuten account will receive cash back in the form free money. Your Rakuten rewards may take up to several days to update.
You’ll get your cash back every three months via a paper check or PayPal credit.
If you have any questions, take a look at the Rakuten review .
Turn Your Car into a Free Money Machine
You have a few options to make money with your car, including ways to offset maintenance and gas costs.
Getaround lets you rent your car out to others. The app allows you to instantly rent out your car to anyone who wants it. The app makes it easy to arrange for keys exchanges and other logistics.
You can earn $5+ an hour as a car owner by lending your car to someone else. You pay 40% to Getaround, and the remainder is yours. You get 24/7 roadside assistance, $1 million primary insurance coverage and no need to worry about renters causing damage.
For your previous month’s earnings, you will receive a monthly payout on the 15th.
Wrap transforms your car into an advertising billboard. Advertisers pay companies to place their brand on your car. You can make more money if you give them more space. Full wrap drivers can make up to $450 per calendar month.
First, download Wrapify. You’ll find instructions inside on how to use the app to drive to meet minimum qualifications. Wrapify will notify you when there are campaigns in your area once you have been qualified. Wrapify will wrap your car to make it possible for you to start earning money for the driving that you already do.
Once your campaign is completed, you can remove the wrapping. Your car will not be permanently damaged or marked.
Get paid to exercise
Free money can be an incentive to reach your goals, such as losing weight or becoming more active.
HealthyWage allows you to place a bet on your weight loss with an app and website.
You can choose the date and entry fee for your personal challenge. You’ll receive the prize amount if you reach your goal. HealthyWage will pay the prize amount to any challenge winner who fails to meet their goal. To see how much you can win, use the prize calculator based on your weight loss goals.
Five willing participants are required for team challenges. You have the option to either form your own team, or match up with another. The grand prize of $10,000 goes to the team that loses most total weight.
Read our review to learn more about the weight loss challenges.
Users can earn points by connecting to a FitBit or food logging app. The more you log your healthy habits through the app the more points you will earn. You can redeem your $10 reward once you have accumulated 10,000 points.
Although this requires more effort than the others, it is an easy way to make extra money for something you already do.
Share your space
Being an Airbnb host is a great source of income. However, there are other passive ways to make money with the space around your house.
neighbor.com is an alternative to traditional storage spaces. It allows you to monetize any unused garage, shed or attic and make it available to others in your neighborhood as storage space. You can offer storage space for furniture, clothes, cars, and even RVs. You cannot store perishable foods, weapons, ammunition, or controlled substances.
You can advertise your space for free. You set your own prices and the access level the renter has (e.g. 24/7, business hours or upon request) and the frequency they can access their belongings. You can also approve or deny reservations.
Neighbor.com handles payments and you will receive your monthly rental payment at the end. They charge a 4.9% processing cost and $0.30 per payout.
StoreAtMyHouse allows you to rent out your storage space. The site allows you to set your renter access and prices. It also claims that background checks are conducted to ensure safety for both the renter as well as the tenant.
Listing your property is free, but featured listings can cost $35. You will also be charged a 15% processing fee to handle all transactions via their automated billing system.
Refer friends and family
You might be able earn extra money or free products by referring your friends, family or social media followers to a product or business that you love.
29. Your favorite online business and sites are worth sharing
Many sites on this list allow you to make money by referring others to their programs. You’ll get a bonus for each person who signs up using your link. It could be cash or additional points that you can redeem depending on which program you are in.
30. Refer in-person
You might earn a cash bonus depending on where you work. This is a great way to earn extra cash and help a friend or relative find work or start a side business .
You might also be eligible to earn cash if you are a member of a gym, dance school, or other business. You might be able to get cash, credit for products, classes, or both.
Get Free Money from Your Budget
Your budget is the best place to start looking for money. Even if you feel like you are living paycheck-to-paycheck there may be some expenses that you can cut or incentives that you can use.
Many people don’t know if their bills are too high, or if they have unused or unwanted subscriptions. However, they don’t have the time or resources to cancel their services or negotiate with them. A service such as Truebill may be able to help.
Truebill will scan your bank account after you sign up. They will identify all of your recurring costs like Netflix subscriptions, gym memberships, and cell phone bills. The app allows you to scan the list and choose what you want them to cancel or negotiate for.
Truebill is able to help you set a budget and monitor your credit reports. You can also get money back for service outages reported. has a detailed review of Truebill that explains what the app does and how to register.
32. Talk to your utility company
Your electric company may not be the first thing that comes to your mind when you think about free money. However, there are companies that provide exactly that.
Delmarva Power offers its customers, as part of their Energy Wise rewards program, a $80 installation credit, and a free energy-saving gadget that allows them to turn their air conditioners on or off during peak demand days. You can also recycle an old refrigerator or freezer by using their appliance recycling program.
Your health insurance company is another place you should consider. You might be offered a special incentive to complete a routine health check or an online assessment.
How to Avoid Free Money Scams
There are many legitimate ways to make money, but there is no shortage of scams.
These are some things you should be looking out for in order to avoid falling for scams promising free money.
- You will never be asked to pay any upfront fees for any legitimate free money opportunity.
- Don’t share your personal information. Do not give your Social Security number out to anyone.
- You can find government assistance by visiting trusted sites such as.gov or.edu domains.
- It’s possible it is too good to be true if it sounds too good for it to be true. Sign-up bonuses from companies are transparent about the fact that they are intended to attract new users.
Opportunities Are All Around You
It’s not difficult to find the right options for you. Spend $25 on something that you don’t usually buy online to receive a $10 bonus is probably not the best choice. Renting a car is a better option than cashing in savings account sign up bonuses.
Every opportunity to make “free money” requires at least one of these two things: money or time. Before you decide how you want to make money, consider which one you are willing to give. Do you feel comfortable spending money in order to make money? Are you okay with spending money to make money?
These questions will help to determine which opportunities are worth your time and which ones should be avoided.