Does Wal-Mart Take Samsung Pay?  Wal-Mart And Samsung Pay insider

Does Wal-Mart Take Samsung Pay?  Wal-Mart And Samsung Pay insider

Wal-Mart is an American retail store. It’s a giant in the retail industry and has operations in more than 27 countries. 

This multinational store has thousands of stores across various countries. We all shop at Wal-Mart at least twice or thrice a week from their stores or website. 

Many find Wal-Mart convenient because it does accept several payment options. You can pay using a debit card, credit card, gift cards, and cash at their stores. So being such a giant with multiple payment options. 

Does Wal-Mart Take Samsung Pay?

No. Currently, Wal-Mart Pay is the only form of mobile payment that’s accepted at Wal-Mart stores. They do not have plans to integrate Google Pay, Apple Pay, or other mobile payment options. 

However, some users claim to have used Samsung pay for the Wal-Mart in-store checkout. Unfortunately, Samsung Pay is not an official payment option at Wal-Mart and seems only to work sporadically.

What Is Wal-Mart Pay?

Wal-Mart Pay was launched in 2015. It is Wal-Mart’s invention and an addition to the mobile payment market. 

It performs the same functions as Apple Pay, Google Pay, and Samsung Pay. 

Through Wal-Mart Pay, you can link your gift, credit, and debit cards to your phone and use them during checkout. 

Many stores, vending machines, and gas stores accept payment using other mobile wallets. However, Wal-Mart only accepts Wal-Mart Pay.

How Does Wal-Mart Pay work?

Wal-Mart pay is an easy-to-use app that speeds up your checkout process at Wal-Mart stores. In addition, the app securely stores your credit, debit, and Wal-Mart gift card information. 

When checking out, you’ll use your smartphone instead of pulling out cash, cards, or loose change. Here is how Wal-Mart Pay works.

  • First, Download the Wal-Mart App. 
  • Open the app and tap on Wal-Mart Pay.
  • Pick your most preferred payment method if you had already saved your card information, i.e., credit, debit, and gift cards. They will be displayed here. Next, select the card you want to use with Wal-Mart Pay.
  • This can be changed at any time. If you haven’t saved any card information yet, you want to use them; you can add them.
  • You are required to set up a pin. It should be something you can remember since you’ll use it each time you check out. In addition, you can add a touch ID to act as extra security and for quicker access.


Its budget-friendly

This is what makes it a great tool. Wal-Mart Pay keeps all your purchase records in one place. So it gives you the chance to learn about the money you spend monthly on household goods, groceries, and other purchases. 

Simple returns

It’s easy to misplace or destroy the paper receipts. With Wal-Mart Pay, the return policy has been made much more probable. 

You do not have to worry about tracing the paper receipt. All the receipt information is stored in the app and can be accessed at any time.


Wal-Mart Pay saves you from carrying loads of cards for shopping. It also reduces the risk of losing your cards. 

During the Covid pandemic, it has protected us and others. The transactions at Wal-Mart stores have become touch-free. This has helped to control the spread of the virus.

It is green friendly

Not using paper receipts saves our world’s environment. It means reduced destruction of trees and forests for papers. 

What Can’t Wal-Mart Pay Do?

Wal-Mart pay is the best payment option in Wal-Mart stores. However, the Wal-Mart Pay cannot be used at Wal-Mart fuel pumps and Murphy United states gas stations. It’s because Wal-Mart Pay doesn’t connect to your bank directly.

What Is Samsung Pay?

Samsung pay makes it easy for you to pay for almost everything with a tap of your phone or watch. In addition, it saves you from the need of having to hand over your bank cards. 

Unlike other mobile payment methods, it works in almost all businesses. In addition, it’s available in older payment terminals that do not support Google Pay and Apple Pay.

How To Setup Samsung Pay

First, download the Pay app and use your Samsung account information to sign in. Then, you will be asked to register a fingerprint, scan iris, or a PIN by the app. 

In case you don’t have an account, create one and set a pin. To add a credit, debit or gift card; you scan them using your camera. You can also add your PayPal account to Samsung Pay.

The card information should be correct. Samsung Pay will confirm with the banks. Feedback upon successful card link will be sent through mail, SMS, or call. It’s upon you to choose the way you want the feedback to be sent. Samsung Pay can only take a maximum of ten cards.

How It works

Samsung Pay uses two technologies. Therefore it can be used in almost all terminals. First, it uses MST (Magnetic Secure Transmission). 

This kind of technology is found in most old terminals. Second, you usually have to swipe a card to complete the payment. 

Samsung Pay emits a signal that simulates the magnetic strip generally at the back of the cards. So all you have to do is hold the phone against the card reader.

The second technology is NFC (Near Field Communication). The transaction is completed with a tap. It is ideal for contactless terminals.

How To Check If A Store Accepts Samsung Pay

If you are unsure if the store you are visiting accepts Samsung Pay, there are ways to check to avoid humiliation at the terminal. Firstly, you must be in a country that supports Samsung pay to use it.

1. Check out for signs at the terminal

It’s one of the quick ways to know if the store accepts mobile payment. Several signs stand for mobile payments. 

First, however, you will see a sign with the words “Samsung Pay for the Samsung pay.” Samsung Pay is acceptable at both MST POS and NFC-enabled terminals. 

2. Ask at the counter

This is the most effective way of knowing. Some stores that use MST POS and NFC do not accept mobile payment. 

Therefore never assume. It’s better to ask to know if they accept Samsung Pay. It’ll be a great move if you do not have enough cash on you.

3. Check the list

The easiest way to know if a store accepts Samsung Pay is by checking the list. Visit Samsung Pay’s official website, and you’ll see the list of stores that have partnered with Samsung Pay. 

Some Of United States Stores That Accept Samsung Pay

Most stores in the United States do accept Samsung Pay. More so those that use MST or NFC point of sales terminal. 

Thousands of stores do accept Samsung Pay. Here is a list of major retailers from which you can buy items using Samsung Pay. 

  • Disney store
  • Chinese express
  • Olga’s
  • Save mart
  • Old Navy
  • Hallmark
  • Forever 21
  • Staples
  • Trader Joe’s 

Banks That Support Samsung Pay

Samsung pay has partnered with approximately two thousand renowned financial institutes in the world. 

Moreover, they are continuing to expand their partners. Here is a list of some US banks that support Samsung Pay.

  • American Express
  • Navy Federal Credit Union
  • Bank of America
  • TD Bank
  • Chase Bank
  • Capital One

Can One Use Samsung Pay without Data Connection?

Yes, Samsung Pay does not require data to complete a transaction. However, you’ll only be able to make a maximum of ten payments. 

In addition, to add a card or check your transaction history, you must be connected to a network.

What Makes Samsung Pay better Than Other Mobile Payment Methods?

Apple and Google Pay are accepted in most countries compared to Samsung Pay. However, Samsung Pay has proved to be the best mobile payment option because of several reasons. 

First, it’s faster compared to other mobile payment options. Second, it takes little time to complete a successful transaction. 

Samsung Pay uses two technologies; its MST (Magnetic Secure Transmission) is what put it ahead of others.

It means it can be used at old terminals. Apple Pay and Google Pay only use NFC technology.

What If I Lose My Credit Card Or Phone?

For a transaction to be done, you must log in to your Samsung Pay. If you lose your phone, no transactions will be made since the app will need your PIN, iris scan, or fingerprint. If you registered with “Find My Mobile,” you can remotely delete all your phone data, including credit card information. 

In case of a lost physical credit or debit card, you have to report to your local bank. Once the bank cancels the card, it cannot be used with Samsung Pay for some time. 

However, when issued a new card by the bank, the Samsung Pay app automatically generates the new card information.


Wal-Mart Pay is the only mobile payment method that’s accepted at Wal-Mart stores. However, this does not mean that other mobile payment methods are inefficient and insecure. 

They are pretty effective and accepted in other stores. ‘In addition to Wal-Mart Pay, the Wal-Mart stores have other accepted payment methods: credit, debit, and gift cards. 

You can also pay with cash and checks. However, it does not accept other mobile payment options, cash on delivery, layaway, international credit cards, and many more.

About the author

Hi, I'm Lisa. I went from losing everything in my divorce, to beating all odds and becoming a financially free, independent Woman. My blog is about gaining financial freedom. Thanks for supporting my journey!

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